24 Jun 2026
·
1 min read
How to track your expenses in India (and actually stick to it)
A simple 5-minute system to track every rupee using the 50/30/20 rule, sensible categories, and automation so you never forget.
Most people quit expense tracking within a week. Here is a system that actually sticks.
The 50/30/20 rule
- 50% needs — rent, groceries, bills, EMIs
- 30% wants — dining, shopping, entertainment
- 20% savings — investments and an emergency fund
Make it automatic
Set up recurring transactions for rent, subscriptions and EMIs so they post themselves. Add daily spends in seconds with quick-add — just type 250 lunch.
Review weekly
Open your dashboard every Sunday and check the category breakdown. Small leaks (food delivery, impulse shopping) are where most budgets break.
Track every rupee. Control every expense.
Put this into practice
Track your spending in seconds with Expenses Tracker — free to start.
Get started free